In-House Financing for Laser, Facials & PRP in Downtown Toronto
We finance you ourselves — no bank, no lender, no rejection.
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0% interest
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No credit check
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Any credit score welcome
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Start today
Most financing turns you away or charges you extra. Ours doesn't. SkinFantasy finances your treatment package directly — you fill out one form at the clinic and you're done.
About Our Financing
The Way Financing Should Work
No application portal. No waiting for approval. No third party deciding whether you qualify.
At SkinFantasy Clinic, we finance your treatment package ourselves. That means no credit bureau check, no hard inquiry on your credit file, and no risk of rejection. You come in, you fill out a short form at the clinic, and you start your treatment.
The full cost of your package is split into manageable monthly payments at 0% interest. You pay only what the treatment costs — nothing added, nothing hidden.
This is available for our laser hair removal packages, PRP therapy packages, and facial packages — the multi-session courses where spreading the cost makes the most sense.
How It Works?
Three Steps. No Surprises.
The simplest financing process you'll find at any clinic in Toronto.
Eligible Treatments
What You Can Finance
Financing is available for multi-session packages — the treatments that work best as a course, where spreading the cost makes real sense.
Laser Hair Removal Packages
Our triple-wavelength laser system is safe for a broad range of skin tones. Packages cover any area — face, body, or both — over a recommended course of sessions
PRP Therapy Packages
Platelet-rich plasma therapy for skin rejuvenation and hair restoration. Results build over a course of sessions — financing makes the full programme accessible from day one.
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Facial Packages
From HydraFacial series to anti-aging and acne courses — facial packages are designed to deliver cumulative results. Finance the full course and pay as you go.
NOTE:
Single-session treatments are not eligible for financing. Botox, Dysport, dermal fillers, and skin boosters are standalone sessions and are priced per visit rather than as packages. If you're unsure whether your treatment qualifies, just ask at your consultation — we'll always be straight with you.
FREQUENTLY ASKED QUESTIONS
Q-Does SkinFantasy Clinic offer financing for treatments?
Yes. SkinFantasy Clinic offers 0% in-house financing for multi-session packages — laser hair removal packages, PRP packages, and facial packages. Financing is handled directly by the clinic, with no third-party lender involved. Single-session treatments such as Botox, dermal fillers, and skin boosters are not eligible.
Q-Do I need a credit check to get financing at SkinFantasy?
No. SkinFantasy Clinic does not run a credit check. Because the clinic finances clients directly — with no bank or third-party lender involved — any credit score is accepted. You will not be turned down based on your credit history.
Q-Will applying for financing affect my credit score?
No. Because SkinFantasy finances clients in-house with no third-party lender, there is no hard credit inquiry. Your credit score is not checked and will not be affected by applying for or using the clinic's financing.
Q-What treatments qualify for financing?
Financing is available for multi-session packages only: laser hair removal packages, PRP therapy packages, and facial packages. Single-session treatments — including Botox, Dysport, dermal fillers, and skin boosters — are not eligible. If you're unsure whether your treatment qualifies, ask at your consultation.
Q-How do I apply for financing?
Financing is arranged at the clinic during your visit — there is no online application. You fill out a short form in person, and because SkinFantasy finances clients directly, there is no approval wait. You can start your treatment right away.
Q-What is the interest rate on SkinFantasy's financing?
SkinFantasy Clinic offers 0% financing — no interest at any point. You pay only the cost of the treatment package, spread over manageable monthly payments, with nothing added on top.
Q-Can I use financing if I have bad credit or no credit history?
Yes. Because SkinFantasy finances you directly, there is no minimum credit score and no credit history required. Clients who have been turned down for financing elsewhere are welcome. Any credit score is accepted.
Q-How long is the payment plan?
Payment plan length is discussed at the clinic based on the total package cost and what works for you. Ask at your consultation or call (905) 592-3002 to discuss your preferred payment schedule.